Effective as of: Jan 2, 2024
PAYGATOR FINTECH PRIVATE LIMITED ,referred to as "PAYGATOR", is dedicated to safeguarding user information and privacy.
This privacy policy applies to how you use the website of https://paygator.tech/, and our Services. This privacy policy does not apply to any third-party websites that may be linked to Paygator, or any relationships that you may have with the businesses listed on Paygator.
Here, terms like “we”, “our”, “us” refer to Paygator and terms like “you”, “your”, “user” refer to you, as a user of Paygator.
Personal Information refers to that information that you provide to us which personally identifies you to be contacted or identified, such as your name, phone number, email address, and any other data that is linked to such information.
Our practices and procedures regarding the collection and usage of personal information have been illustrated in detailed below, so that we can ensure a safe usage of the Website for you.
We have implemented maximum security practices and procedures that safeguard your information assets. We try our best to provide you with the security which is better than the industry standards. But due to the inherent vulnerabilities of the internet, we cannot ensure or warrant complete security of all information that is being transmitted to us by you. By visiting this Website, you agree and acknowledge to be bound by this Privacy Policy and you hereby consent that we will collect, use, process and share your Personal Information in the manner set out herein below. If you do not agree with these terms, do not use the Website.
It is clarified that the terms and conditions that are provided separately, form an integral part of your use of this Website and should be read in conjunction with this Privacy Policy.
We collect, receive and store your personal data. If you provide your third-party account credentials to us, you understand that some content and information in those accounts may be transmitted to your account with us if you authorise such transmissions. The third-party account information transmitted to us shall be covered by this Privacy Policy. You may opt to not provide us with certain information, however that will restrict you from registering with us or availing some of our features and services.
We execute reasonable efforts to ensure that the collection of Personal Information is limited to that which is necessary to fulfil the purposes. If we use or plan to use your information in a manner different than the purpose for which it is collected, then we will ask you for your consent prior to such use.
The information collected will be used only for the purpose of enabling you to use the services provided by us, to help promote a safe service, calibrate consumer interest in our products and services, inform you about online offers and updates, troubleshoot problems, customize user experience, detect and protect us against error, fraud and other criminal activity, collect money, enforce our terms and conditions, and as otherwise described to you at the time of collection of such information.
If you create an account to avail of the full range of services offered by Paygator, we demand and store your personal information such as your name, email address and mobile number. We may collect and store your sensitive data such as any financial information including inter-alia credit card, debit card details, bank account and know your customer ("KYC") documents as per RBI regulations and any other information that are applicable for the services that the user has opted to save in the user account. We use your email address to send you updates, news, and newsletters; and contact you on behalf of other users.
If you do not want to receive communications from us that are not relevant to you or your use of our services, please click on the unsubscribe link provided at the bottom of such e-mails sent to you by us. We use your mobile numbers to send you transaction alerts and SMS alerts based on your preferences. If you do not wish to receive such SMSs from us, please notify us at our official website to stop receiving SMSs from us. Paygator assures that your personal information will not be made public or sold to any third party. The User shall have an option to erase any information provided by them.
Paygator also stores customer information such as address, mobile number, Third Party Wallet details, Card Details and email address making payments through Paygator checkouts. However, only when customer chooses to share the information on the businesses powered with Paygator, we share the information to respective businesses.
it is noteworthy that Paygator is not liable in any way for any misuse of this information by the business or people related to the businesses to whom the information is shared by the customer.
We record information relating to your use of our website, such as the searches you undertake, the pages you view, your browser type, IP address, location, requested URL, referring URL, and timestamp information. We use this type of information to administer Paygator, aiming to provide the highest possible level of security and service to you. We also use this information in the aggregate to perform statistical analyses of user behaviour and characteristics to measure interest in and use of the various areas of Paygator. However, you cannot be identified from this aggregate information.
We own all the intellectual property rights associated with the Website and its contents. No right, title or interest in any downloaded material is transferred to you due to such downloading or copying. The Website is protected by copyright as a collective work and/ or compilation of all the content on this Website, pursuant to applicable law.
Our logos, product and service marks and/or names, trademarks, copyrights and other intellectual property, whether registered or not are exclusively owned by us. Without our prior written permission, you agree to not display and/ or use our IP in any manner. Nothing contained in this Website or the content, should be construed as granting, in any way to the User, any license or right or interest whatsoever, in and/ or our IP, without our express written permission.
We send cookies to your computer to uniquely identify your browser and improve the quality of our service. The term "cookies" refers to small pieces of information that a website sends to your computer's hard drive while you are viewing the site.
We may use both session cookies (which expire once you close your browser) and persistent cookies (which stay on your computer until you delete them). Persistent cookies can be removed by following your browser help file directions.
If you choose to disable cookies, some areas of Paygator may not work properly or at all. Paygator uses third party tools, who may collect anonymous information about your visits to our webiste using cookies, and interaction with our products and services. Such third parties may also use information about your visits to Paygator products and services and other web sites to target advertisements for Paygator’s products and services. No personal information is collected or used in this process.
These third parties do not know or have access to the name, phone number, address, email address, or any personal information about the users of Paygator.
Users can opt-out of sharing this information with third parties by deactivating cookies, the process of which varies from browser to browser. Please refer to the help file of your browser to understand the process of deactivating cookies on your browser.
We do not share your Personal Information with any third party apart from financial institutions such as banks, RBI or other regulatory agencies. The purpose is to provide you with services that we offer through Paygator, conduct quality assurance testing, facilitate creation of accounts, provide technical and customer support, or provide specific services, such as synchronization of your contacts with other software applications, in accordance with your instructions. These third parties are required not to use your personal information other than to provide the services requested by you.
We may share your personal information with our subsidiaries, joint ventures, or other companies under a common control that we may have now or in the future, in which case we will require them to honour this Privacy Policy. If another company acquires our company or our assets, that company will possess your Personal Information, and will assume the rights and obligations with respect to that information as described in this Privacy Policy.
We may disclose your information to third parties in a good faith belief that such disclosure is reasonably necessary to:
(a) Take action regarding suspected illegal activities;
(b) Enforce or apply our terms and conditions and Privacy Policy;
(c) Comply with legal process, such as a search warrant, subpoena, statute, or court order; or
(d) Protect our rights, reputation, and property, or that of our Users, Affiliates, or the public.
Please note that we are not required to question or contest the validity of any search warrant, subpoena or other similar governmental request that we receive.
We may disclose information in the aggregate to third parties relating to user behaviour in connection with actual or prospective business relationship with those third parties, such as advertisers and content distributors. For example, we may disclose the number of users that have been exposed to, or clicked on, advertising banners.
As a registered Paygator User, you can modify some of your Personal Information and your privacy preferences by accessing the "Account" section of this Website.
Emphasizes PAYGATOR's stringent security measures and advises users to take responsibility for securing passwords. Acknowledges the use of encrypted technologies for sensitive information.
Your account is password protected. We use industry standard measures to protect the Personal Information that is stored in our database. We follow industry standard best practices on Information Security, as also mentioned in our website. We limit the access to your Personal Information to those employees and contractors who need access to perform their job function, such as our customer service personnel.
You hereby acknowledge that Paygator is not responsible for any intercepted information sent via the internet, and you hereby release us from any and all claims arising out of or related to the use of intercepted information in any unauthorized manner.
Our Privacy Policy is subject to change at any time without notice. To make sure you are aware of any changes, please review this policy periodically. These changes will be effective immediately on the user. It is to be noted that the user is fully responsible for updating their Personal Information, including the most current e-mail address.
If you do not wish to permit changes in our use of your Personal Information, you must notify us promptly that you wish to deactivate your account with us. If you continue to use the Paygator website after any change/amendment made to this Privacy Policy shall indicate your acknowledgement of such changes and agreement to be bound by the terms and conditions of such changes.
Your use of this Website will be governed by and construed in accordance with the laws of India. The users agree that any legal action or proceedings arising out of your use may be brought exclusively in the competent courts/ tribunals having jurisdiction in West Bengal in India and irrevocably submit themselves to the jurisdiction of such courts/ tribunals.
If you contact us to provide feedback, register a complaint, or ask a question, we will record any Personal Information and other content that you provide in your communication so that we can effectively respond to your communication. Any complaints or concerns in relation to your Personal Information or content of this website or any dispute or breach of confidentiality or any proprietary rights of user during use of the website or any intellectual property of any user should be immediately informed to the Grievance Officer in writing or by way of raising a grievance ticket.